Reclaim What's Rightfully Yours
Helping individuals and businesses recover money lost to unaffordable lending, fraud, and unpaid debts. Recover money lost to fraud, lending, and unpaid debts.
We're a passionate team of regulated solicitors dedicated to helping you reclaim what's rightfully yours.
We specialise in consumer financial complaints, scam recovery,
and commercial debt recovery.
Debt Recovery
Let us handle the stress - you focus on your business.
At Legal Reclaim Services, we understand that chasing unpaid debts takes time, resource, and energy — all things better spent running your business. That's why we make the debt recovery process as straightforward and effective as possible.
Whether you're dealing with overdue invoices from customers or long-standing commercial disputes, our SRA-regulated legal team works to recover what you're owed — while you focus on what you do best.
Scam & Fraud Claims
Been tricked into sending money or fell for a fake investment?
We work to recover the funds lost, as often times your bank could, and ultimately should've, done more to protect you when you were making the payments.
If your bank has previously rejected you - don't worry - we can still potentially take the case on for you.
Below are just some of the types of scams we can help with:
We will handle everything for you, including communications with your banks, financial institutions and The Financial Ombudsman Service (FOS).
Irresponsible Lending Claims
If a lender gave you credit they shouldn't have, you may be owed compensation.
At Legal Reclaim Services, we specialise in claims against lenders who failed to carry out proper affordability checks - leaving borrowers with loans, credit cards, or overdrafts they couldn't realistically afford.
Common Signs of Irresponsible Lending
You may have a claim if:
Got Questions? We've got answers
No question is too big or small
We work on a "no win, no fee" basis for most claims, meaning you don't pay anything upfront. Our fees are only taken from successful recoveries, so there's no financial risk to you. We'll discuss our fee structure transparently during your initial consultation.
Success rates vary depending on the type of claim and specific circumstances. However, we only take on cases where we believe there's a strong prospect of recovery. During your free initial assessment, we'll give you an honest evaluation of your case's strengths and potential outcomes.
Timeframes vary by case type. Simple scam claims may resolve in 3-6 months, while complex commercial debt recovery can take 6-18 months. Irresponsible lending claims typically take 6-12 months. We'll keep you updated throughout the process and provide realistic timelines based on your specific situation.
Don't worry - a bank's initial rejection doesn't mean your case is over. We can review the rejection, identify weaknesses in the bank's response, and escalate to the Financial Ombudsman Service (FOS) if necessary. Many of our successful cases initially started as bank rejections.
We make it as simple as possible for you. While some documentation is needed (bank statements, correspondence, etc.), we'll guide you through exactly what's required and help gather additional evidence where needed. Most clients find the process much easier than they expected.
Still have questions? We're here to help.